[Sweet]

Many people try to save money, but there’s often a fine line between being financially smart and being overly stingy.

Frugality is often seen as a positive trait, where one looks for ways to get the best value for their money without sacrificing too much.

On the other hand, being cheap is sometimes associated with cutting corners or avoiding necessary spending, even when it impacts quality or well-being.

How do you see yourself? Are you the type who prioritizes savings and careful spending but doesn’t mind splurging on quality when necessary?

Or do you prefer to cut costs wherever possible, even if it means making sacrifices? We’d love to hear your thoughts and personal experiences with balancing finances.

Feel free to share what frugality or cheapness means to you and whether there’s any distinction in your mind between the two.

[Megan]

I say a bit of both – I grew up with frugal living and it’s pretty much all I know and how I choose to continue to live – but there are some things that I choose to be cheap on because I just can’t bring myself to spend money on certain things.

[Holly]

Frugal and cheap but also at times I will spend!! I only buy Apple products (new! cash) I also like to play slot machines – but hate to buy things I can either win or get at a discount – Always know which gas station has the cheapest gas, I know the price of groceries at assorted stores of the top 30 things we buy.

I have stopped buying unnecessary stuff. Save cash and I always have money because I keep envelopes for different things.

I consider frugal as a sign of intelligence, that I am not weak minded and dont fall for every marketing scheme.

[Alejandra]

Frugal. I don’t buy unnecessary stuff and if I can get the same thing for cheap because it’s not brand, I’ll do it.

But I make sure to spend in nutricious food, my gym membership and a trip once in a while.

[Candice]

Frugal. I definitely compare even store brand names and find where I can get the most with my money without breaking my wallet.

I look at unit per price and I see which has the same amount for a better price – for example, I’m a diabetic, so I buy alcohol prep pads and I was just looking at some and the ones I got last time was 9¢ per pad, so I researched and found similar ones with the same amount for 3¢ per pad so I grabbed the cheaper option.

[Rosa]

Definitely frugal…not cheap…prefer to make a meal rather than order in…but also like the occasional nice dinner out splurge…it’s more special that way.

[Shane]

I don’t mind spending money on good quality. So definitely frugal as I rather fix what I have than buy it again.

[Annette]

Cheap was pretty close to a dirty word in my mother house. She, and now me, much prefers frugal. Also, there is a element of priority to my spending.

[KC]

Frugal yes, I try to stay away from cheap because cheap things often don’t last. I aim to be a “no waste” kind of frugal.

[Virginia]

Frugal. My spending is intentional and I try to be generous with what I have.

[Betsy]

Never cheap, I can’t stand cheap people who aren’t needy and who have money, it’s ok to be frugal at times.

[Author]

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