[Kevin]

Say the snp500 which is selling at 25 times earnings assuming you already have 6 or more months of living expenses saved up. Ik I’m basically talking about timing the market but I’m still curious if anybody is doing anything different and why given the current “sky high” market valuations.

[Rosl]

I Put as much money into an index fund as possible every month. It is a fools errand to time the market as the market goes up and up over decades.

[Brandon]

That’s how I live. I have mortgage on 3 months of pre-pay, 3 months of living expenses and the rest straight to VTSAX.

[Ray]

Automatic weekly contributions. Now I have allocations to different things and I adjust those as things drop. I want 20 percent bonds and as us treasury market crashed I’m buying a higher percent of that then I used to, to bring it back to 20 percent.

If it goes on a run and is higher than 20 percent, then I will buy less of it.

Balancing while Dollar cost averaging is the equivalent of buy low sell hi.

Don’t miss: My grandson is due any day (excitement) I want to start putting money away for him, any suggestions?

[Nick]

The cost of waiting is much more. Don’t time the market.

[John]

Have an emergency fund in something earning a high yield like SPAXX, and invest Every. Single. Extra. Penny. You have. Yes.

[Scott]

5200 hundred is the year end projection. Odds are decent you could pick up a dip in the short term, but I wouldn’t wait on the sidelines too long or you may miss out.

[Cap]

I re-read your post – this is what I do.

Anything not used for expenses or replenishing my emergency fund (if it’s down) or being put aside for a specific purpose (IE saving for the next vehicle) gets invested. 100% of it.

Have you seen: I want to compare putting my savings into paying off my mortgage versus into shares

[Ben-Adler]

If I have money that’s ready to invest, I just invest it. I don’t try to time anything.

[Author]

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