48, 100k income, 211k debt, seeking investment advice?

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October 26, 2023 at 2:56 pm #90184 Reply
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Hi all…I currently make 100k a year, single lady livin alone…I have about 211k in debt and no retirement… I know, I know! Bad! I’m looking to get into something part time so I can continue my current job but build on something new so I can get away from my current job…

I work in healthcare right now and have for the past 15yrs and slowly worked my way up to where I am now however, I’m in so much debt right now I can’t leave cuz nothing around her pays anything.

I don’t know how to invest or where to even begin that process but willing to work extra to get to where I need to be…48 yrs old in WV and financially dumb.. Any suggestions?
October 26, 2023 at 2:57 pm #90185 Reply
David
What kind of debt? There is a big difference between 211k mortgage debt and 211k student loan debt.
October 26, 2023 at 2:57 pm #90186 Reply
Monique
BiggerPockets for real estate investing. The Simple Path to Wealth for index fund investing.
October 26, 2023 at 2:58 pm #90187 Reply
Idah
Insurance license (life+health) is the best decision I have made personally. Was in Healthcare too. Easy to study and pass the test. Make more $$ n flexible work/life balance.
October 26, 2023 at 2:58 pm #90188 Reply
Monique
Start following Dave Ramsey, read his book Total Money Makeover.
October 26, 2023 at 2:58 pm #90189 Reply
Cap Hayes
Have you considered leaving WV, even if temporarily, to make more money? 15 years in healthcare should mean enough experience to make more than 100k elsewhere.
October 26, 2023 at 2:58 pm #90190 Reply
Christine
What is the debt from? What is the interest rate on it? How much do you have left each month to put towards paying it off?
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