Anyone get a recent HELOC or Home Equity Loan? › Forums › Financial Independence This topic is empty. Viewing 4 posts - 1 through 4 (of 4 total) Author Posts October 14, 2023 at 3:25 pm #90037 Reply Stephanie Looking around for best rates. October 14, 2023 at 3:25 pm #90038 Reply Zachary Brace yourself for some rate shock. Will be a floating rate tied to an index and that index is going to be hard to digest right now. October 14, 2023 at 3:26 pm #90039 Reply Eric HELOC are adjustable rates, so just go with a good bank that makes the process easy with no closing costs. mine’s around 8.25 ish right now, was under 4 about a year ago. October 14, 2023 at 3:26 pm #90040 Reply Chad Just closed with PenFed and at 9%. Author Posts Related Topics:How should we consolidate $56k student loan debt with up to 10% interest?HELOC for tiny home on getaway property? Pros & cons vs. other options?How do banks consider rental income for a loan on a $149k property?Does a home equity line reduce taxable capital gains on a house sale?My student loans are paid off!Should I use my HELOC to pay off credit card debt or keep it for emergency expenses? Viewing 4 posts - 1 through 4 (of 4 total) Reply To: Anyone get a recent HELOC or Home Equity Loan? Your information: Name (required): Mail (will not be published) (required): Website: Submit Spread the love No related posts.