[USER]

Burned out! I’m 40 and have about $2M NW (~1M investments, 1M in 3 properties). I work remotely and have a high demand tech job.

Part of me knows this is the height of my career and if I stick it out, my NW can really explode.

Then other part of me is tired of work, politics, meetings and just want to be.

Anyone else face this?

How did you handle it. Considering GeoArbitrage, resigning and just taking it easy.

[Jule]

Take a month vacation or a three month sabbatical and come back recharged.

[Brian]

I advise my students to get as much money as fast as they can, any way they can, than get out of the game. Nothing we grind away on, no career or even a single dollar in savings or investments comes with us.

It’s insane to think any of us are meant to use our time working a lifetime for others. Work/career is meaningless.

Your kids and family don’t care about it at all.

It isn’t impressive to others. Everyone makes some level of income, who cares where on the scale we are.

Get out of the career rat race as fast as you can and own 100% of your time so that your kids and family can have 100% of you.

A net worth north of $1m is beyond plenty if you live smart, arent obsessed with useless “stuff”, have no inner desire to impress others to satiate an ego and set up multiple passive streams.

Move away from HCOL cities, they’re cash killers and enjoy your limited time here experiencing as much as possible.

[Tara]

Once you are out of the game it can be hard to get back in. Is there a way to coast a bit, will your company allow a sabbatical, take a little extra time off, anything to relieve the pressure and see if that helps?

[Daisy]

I’m in this situation at the moment (minus 1M investments and 2 properties). I’m choosing life. I have pushed so hard for over 10 years now.

I’m accepting my position and making the most of every minute with what I have and being thankful for that.

It’s not easy, but fulfilling. While I’m young and able.

I suggest aligning your decisions with your values not the input of this group. What is important to you?

When you’re rocking in your chair at 80+ what would you say to your young self?

[James]

Coast fire. Can you change to a more enjoyable job that only covers your annual expenses? You don’t need to save any more.

Let it double twice in next 15-20 years and you’re golden.

[Brad]

Burnout is so real. I can relate 100%. Being happy is always most important. I see so many people who are rich and miserable. Mo money mo problems.

It’s a balance fo sho.

[Michael]

For me it totally depends on your personal life, relationships, and desire to do other things. I wanted to start a family, have several kids, and going to a corporate job felt like I was wasting my best years doing work that never really mattered in the end.

I didn’t want to wake up in 20 years regretting trading my best years for a paycheck.

So, I quit my day job at 35 with about $2M net worth primarily in rental properties, and now have 3 kids, a successful marriage, various hobbies, and much higher net worth than when I left my job (thanks to the recent real estate boom).

I’d come up with a plan and model your expected cash flow from investments vs expenses, see if you can live comfortably, then assess just how much you want more free time to pursue other things in life.

For some the answer is more work, and for others like myself the answer is to quit the workforce and become independent.

[Scott]

Well 2m will only safely net 80k. You could stretch that by getting a lower stress job or moving out of country.

[Robert]

Dude, get ready for some tough love; but that is one of my jobs here. Now, you are in circumstances that most people would kill for.

you have a net worth that puts you in the top 2 to 5% of the entire country; you work remotely, which a lot of people would kill to do, and bu your own admission, you are at the height of your career and if you stick it out, your net worth will explode.

Suck it up and drive on.

And then; 10 to 15 years from now, you can look back at yourself and the sacrifices that you made, and pat yourself on the back for having made those sacrifices…

because it gets you to a life that few people will ever achieve.

[Ana]

I am 40 as well. Similar situation! Take your well deserved vacations. Take every other Friday out. Go to the gym between the day.

Really maximize the possibilities of working from home.

I walk 3 miles in the morning.

If I miss it I flex my time and go to the gym during the day and come back for more.

[Lúa]

I was very much in the same place a few years ago and finally pulled the trigger 2 years ago. I’ve been so much happier.

Tbh, I still love tech and am keeping my LinkedIn profile to keep track of the industry but I haven’t never thought of going back to that rat race again.

My health (resting heart rate, VO2 max, weight…) has been improved dramatically

[Adam]

I retired at 39. You couldn’t pay me anything to go back to work. Do a trial retirement. Worst case scenario you go back to work or do consulting on your own and set your own hours/workload.

[Catie]

Agree – time off on sabbatical or plan to go to a different gig. That’s what I did – have Uber amounts of flexibility, still making $$ and also have rentals – and am much happier!

But I didn’t have a sabbatical option – I asked to go part-time and they didn’t go for it.

That was after I already had the exit strategy planned.

It took me two years to quit/save! Good luck!

[Jeremy]

Barista fire with a low stress job and make enough to pay the bills and let everything else grow

[Lee]

Your number is great and it’s up to you to quit or not but I’ll probably stick around for another 3-5 years to grow your NW a bit further.

Alternatively you can switch to a lower income but less stressful job during that period.

There will be a lot of unknown events so higher NW will allow you to do more & at 45 you are still young and healthy to enjoy all things you want.

[Dede]

I would consider taking a year off and then thinking long term. Maybe go on some extended travel for a change of perspective.

[Steve]

Look for a startup or some fresh opportunity or mix it up where you’re at… is there a non-remote option you can spice things up with?

Sometimes you just need a change of routine to fix the burn out feeling.

At this point, you should realize that money is going to make itself, so look for ways to enjoy life.

[Author]

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