[Kevin]

I have I know what some of you are going to think is a crazy question but I really don’t know.

My employer offers a few different insurance plans, one of them being an HSA plan, another is a traditional HMO, and another one that is fully employer paid.

I switched to the employer paid plan and still show a couple hundred bucks in my Empower HSA account.

My question is am I allowed to add to that account even though I switched to a traditional employer paid plan.

I don’t even know if I should but mostly curious if that is an option since I don’t have an HSA medical plan.

[Daniel]

no, you need to be on an eligible high deductible plan to contribute to the HSA

[Eric]

I believe you’re allowed to contribute an annual amount equal to the maximum HSA contribution times the number of months covered under an HSA plan divided by twelve.

I had to determine a similar situation when moving from family HSA coverage to individual coverage last year.

[Author]

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