[USER]

I am currently putting a significant amount towards my retirement. However, I am worried about future tax rates increasing and do not want to put too much more into my taxable assets. I feel as though it is imbalanced, as 100% of my portfolio is in tax-later accounts. What should I do outside of Roth’s? (income does not qualify)

[Sean]

Have you considered a backdoor Roth IRA?

[Matthew]

It’s not like being taxed a bit will break the bank, but if you are concerned then do a Roth 401k and Roth IRA.

[Steve]

I’m not sure what you’re saying, but I don’t know anyone that regrets funding a brokerage account when the goal is to retire early.

[Allen]

Taxable brokerage.

[Sarah]

Fully fund an HSA and look into a Roth 401k.

[Sarah]

HSA, backdoor Roth IRA, and brokerage if you plan to retire early. You should read the simple path to wealth based on the whole life question.

[Author]

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