[USER]

Hello friends! I’m 29 years old and have around $240K in stocks(mostly index funds), around $170K cash, house is almost paid off (payment with tax, insurance everything is $1,700 per month, $120K left in mortgage @2.6% interest rate), two rental properties paid off(worth $320K each and collects around $3,300 after expenses per month).

I have my own semi truck and make around $7-8K a month after expenses. I wake up at 4:20AM and usually get back home by 3-5pm. I’m starting to hate my job but not sure what else I could do.

I went to Penn State and majored in Finance, had a job as an Underwriter (making $50K per year) for a few years before getting tired of it and quitting in 2021.

I was thinking about starting to look for another corporate job again or start a business (not sure what or how). Or maybe just keeping doing my job even though I don’t like it and continuing to save and invest(I put in $3K in S&P500 each month).

I feel like after I get home from work most of my day is already gone and I’m too tired to go gym and do other activities. Maybe I could go back to school ? Or buy existing business later on ?

I want to do something I enjoy, make good money and allow me get home early or not be completely drained after work.

I appreciate everyone’s feedback!

[Wesley]

Wtf am I doing wrong? Lol I’m 31 with a job that pays 100k-175k a year and have a pension and don’t have half that. You must have been taught from an extremely young age or inheritance.

No offense. Lol it’s very impressive.

[Kenneth]

So, you worked for a few years at 50k then 100k/year for about 5 years and you have made over 1m?

[Brittany]

Your numbers are in good shape. If you like the rental thing you could go deeper with that, there’s many ways you could turn that into a full time job.

Sounds like it may be time to reassess your life and start living the way you want to, try a few different things until you find a good flow.

[Jill]

Seems like you are on a fantastic trajectory especially with 3k/month

[Bruce]

Firstly, nice job getting where you are at. Not many hard working people our age doing a good job with their money in the blue collar world.

I have semi and three dump trucks as well and been building up my hay and excavation businesses doing my own hauling.

Would you be better off buying a dump truck and being more seasonal with better hours? Around me independent 10 wheelers stay busy charging $100/hr.

Don’t know what you are hauling now, but maybe get a lowboy and do localish heavy haul.

That has its own challenges but it’s a thought.

[Author]

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