[USER]

For those who live in expensive countries like in Ireland and UK-
How to you plan your FIRE where pay is low and expenses are more compared to USA?

If you’re pursuing the FIRE (Financial Independence, Retire Early) lifestyle, how do you plan for it while living in high-cost countries like Ireland or the UK?

The higher cost of living in these regions can make achieving FIRE more challenging, especially when it comes to housing, taxes, healthcare, and general living expenses.

I’d love to hear how people adapt their strategies in these environments.

Do you adjust your savings rate or focus on specific investment strategies to compensate for the higher costs?

Are there tax advantages or other financial tools you leverage to make FIRE more attainable?

How do you balance lifestyle choices with your savings goals?

Additionally, how do factors like inflation and fluctuating housing markets influence your approach to FIRE in these countries?

If you’ve achieved FIRE, what lessons or tips would you share with others aiming to retire early in these higher-cost regions?

Would appreciate any advice or insights!

[Christine]

Save the money you’re not paying for sky-high health insurance premiums

[Mitch]

This can’t be a serious question.
Break your toe in the USA or the UK.
You wouldn’t have to get a loan in the UK.

[Trina]

Even food seems cheaper in the UK than the US. People live better lives here and obesity is not very present in Scotland. So.

many people enjoy walking here and have great public transportation options even in rural areas.

Don’t need all the cars Americans do which now are very expensive. Pharmacists actually call you here.

I am shocked by how much worse our health care in US is on terms of access and how expensive it is.

Friends just accessed routine care on a Sunday! Medical care on a small island in 6 places.

So many examples from our month here. Striking difference in quality of life.

Decent grocery stores in tiny towns you can walk to! Gardens everywhere.

[Author]

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