[USER]

I lost about $100k in meme stocks in my taxable brokerage account in 2021. I have $100k saved up again and am ready to invest. I’m scared to get into anything.

I believe I won’t be taxed on gains until I make back my losses.

I don’t need the money soon, just want to make sure I see green numbers when I check back in five years.

How should I invest $100k right now?

[Dennis]

Just buy an all world ETF

[Lauren]

If you want set it and forget it, buy total market low cost index funds. (Also, read Simple Path to Wealth).

Don’t try to guess at stocks.

[Scott]

That was a painful lesson. You were gambling. Just by voo until you can learn how to properly invest. Investing is not trading.

Do not buy a single stock until you can feel good about the following:

You like their balance sheet, you like the sector, you like the product, you like their track record against forecast, you like their ebita vs their peers.

You like their peg and P/E ratio.

When you can do this research and feel comfortable with your answers.

Then you are ready to buy single stocks.

[Author]

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