There is a reason that the last 977 people have asked this question we always say to do the research on costs and that S&P tracking index funds are usually the best way to go.
Yup I agree. 0.72% ER is insanely high. I would ditch those like yesterday. Do a deep dive and understand how much fees eat into ur profits. Over an investing life time high fees will cost u literally hundreds of thousands of $$$$$