[Vanessa]

Hey there folks, the social security estimate assumes annual income the same as your last year until you draw. I want an estimate that assumes no income beyond the year I retired – 2021. Is there a calculator for this? How are others adjusting the Social Security estimate to reflect $0 income after early retirement?

I’m 58 now and trying not to draw until 67 in order to access that guaranteed 8% annual growth.

Thanks for any ideas, links or other feedback.

[Tweetie]

Were you able to adjust the income dial on the SSA website to reflect 0 income and see what the numbers change to?

[Doug]

There’s an option in the SSA website calculator to input estimated future income.

[Dave]

The advanced calculator lets you do that IIRC.

[Author]

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