[USER]

I have a possibility to borrow EUR100-120k at current mortgage conditions – so at a fixed interest rate of some 3-3.3% for 10-15 years.

Do you think it’s worth borrowing these money and invest them in broad-market ETFs?

So basically getting 100-120k now and making them work at a fixed 3-3.3% cost for 10-15 years (I would not sell ETFs before).

[Jay]

Never use borrowed money for something like that.

[Casey]

Run some scenarios of the market doing good and bad. If it does bad can you afford to pay back that money?

If you want to be really safe, see long term CD rates…

[Joe]

Yes. I think 10-15 year is long enough timeframe for this type of arbitrage.

How are you able to borrow at 3-3.3% nowadays?

[Mark]

Ur going to.borrow 120k for a mortgage. Instead of buying a house ur going to invest the money in the market…

how does that work.

[Andrea]

borrowing money is not the way to go, when you borrow money you basically pay for it and that means starting with a loss already

[Author]

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