[Kathy]

How important a benefit from your job is it that you would have healthcare for life?

We will have Medicare, anyway, one day which will be primary.

So, is it that big a deal to boast of in enticing one to work somewhere?

[Alicia]

Medicare isn’t free. If healthcare for life means they will cover the Medicare costs for you, that would be huge.

[Nicole]

Extremely important for me. I retired at 51. No longer working, and Tricare and VA Healthcare have allowed that to happen.

This was one of the primary reasons I remained in the military after my initial obligation.

[Shane]

As a government employee that has this it is worth a good amount of money until you get to Medicare (65) age.

Other wise you’re in the market place paying for that for 10+ years.

So north off 350k in healthcare coverage until you hit 65 if your retirement age is 55.

I think A lot of California agency lost this when they reworked the retirement system a few years back.

You either have to plan for it or pay for it yourself.

Good luck in your journey.

[Maggie]

I’m not sure I understand your question, but it’s what I’m interpreting, it’s very valuable for those who want to retire early and have to figure out how to bridge the employed years to Medicare eligible age.

[Lori]

Medicare is not free. You need supplemental Medicare coverage. The good ones are not inexpensive (avoid the advantage plans, they are bad).

Signed an RN

[Jessica]

It has been an incredible gift! My husband retired from a high-stress job at age 50.

His healthcare for life (for both of us, plus kids til age 26) has given him the space to work part time and turn his health around, and allows me to continue life as a thriving entrepreneur.

Thank goodness! Our lives would be vastly different without it.

Medicare will become primary at 65 and we still keep this plan as secondary.

We’ve seen that model make a big difference in retirement healthcare costs for my in-laws, vs.

my parents who only have/had Medicaid.

[Heather]

Absolutely, it’s enticing! My husband just retired at 52 from his state job.

We have insurance as long as he’s alive.

The benefits and the pension system made the bad days worth it.

[John]

Even though you have Medicare from 65 onward, you have to buy a supplement plan and the part D drug coverage.

This stuff can get expensive.

If your employer plan covers that and any copayments, that can be quite beneficial.

[Charlotte]

Access to health insurance or free health insurance? Also, be careful because sometimes they change the terms on you.

My employer used to offer free health insurance for retirees, then went to subsidized insurance for a portion of the cost.

I was told by the time I hit retirement age (15 years in the future) to not expect health insurance to still be an option at all for retirees.

[Julie]

Another question, is is this local health insurance? So if you moved, it wouldn’t help you?

Or you did say ‘healthcare’.

Is this a hospital and you get free hospital visits, etc?

My Dad got that and that’s pretty nice.

[Julie]

My retiree health plan looked similar in cost to what I could get on the marketplace.

[Nicole]

I would do pretty much anything for that (assuming we’re talking USA here).

[Shannon]

I’m 7 years younger than my husband, so I just plan to keep on working.

[Golden]

Self employed my whole career. Individual policy. It’ll stay like that. Thru ACA Marketplace.

[Author]

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