[Kicy]

Are there any plays with I bonds and t-bills I should be considering? With interest rates trending down, so should I lock in 1 year or 2 years bills at the current rate?

I started buying I bonds in 2021 when rates were really high.

Unsure if I should continue or shift that money to other places.

[Mark]

If u believe in bonds and they are an important part of ur portfolio. Are u comfortable having cash locked up that long.

Just remember ur guaranteeing that money will not outpace inflation longterm.

But of it’s purely for fixed income then it could work

[Shawn]

IBonds are paying the highest fixed rate in years. While the inflation factor is low.

I think there is value in locking in the high fixed rate.

Also, they are tax deferred and state tax free plus tax free if used for education.

[Author]

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