I’m in a group for ppl with MS. There is a conversation about life insurance which makes me wonder if investing looks different for someone with a health condition.
MS doesnt shorten life expectancy but can render one disabled amd shorten their working years.
Right now I invest as much as I can but I do not come close to maxing out (self employed so no employer match but i do contribute to solo 401k as both employee and employer).
I’m wondering if I should be diverting a portion of my contributions to a life insurance or long term care insurance policy.