[USER]

I need some advice on my savings priorities. Here’s my situation:

1. My car insurance expires on January 24, 2025. I’m planning to save 171.43 a month from now until December to renew it.

2. My car has never been serviced, and I estimate it’ll cost 1,000 for maintenance.

If I save 171.43 a month for this too, I can get it done by December.

But that feels too long because I’ve heard that waiting too long for maintenance can end up costing more.

3. I’m also saving for my wedding.

I have 6,000 saved up, and the total budget is around 10,000.

I’m saving 500 a month for it.

Given this info, what should I prioritize first: car insurance, car maintenance, or my wedding?

Any advice on how to best manage my savings?

[Patricia]

Why 10,000 for a wedding? My husband and I did ours at a park. Had pizza later! Take that 10,000 put it on a home!

[Clarsan]

I’ve been married 33 years, we had a small wedding with family only and a nice reception.

33 years later there are so many more wonderful memories then my wedding.

In my opinion it’s not the wedding, it’s what follows that’s important.

[Debbie]

Car maintenance is first. A big wedding is not a necessity.

[Michelle]

Car maintenance because if you wait it’s pointless to pay insurance on a car that doesn’t run.

[Tammy]

Married 35 years please down size the wedding and Invest it in a home.

[Tommy]

What kind of maintenance? I go 7,500 miles between oil changes with full synthetic oil.

I go 60,000 miles for radiator service and 30,000 for transmission service (CVT).

Look for coupons

[Aaron]

Re budget your wedding… maybe cut back whose attending or what you’re serving?

Weddings I think are just over rated one night parties…

[Bethany]

Car maintenance. Get it in now. Tires alone runs me $1000. Fluids? All of them runs me $1200.

[Robert]

Get a quote for a service. 1000 is a lot. But for a major service plus say new tyres / gearbox oil/ brake pads or similar it’s not unrealistic.

[Gina]

Well you don’t necessarily have to do all the car maintenance at one time so you can do so.e each much instead of saving to have it all done at once.

Prioritize what needs done first

[Cindy]

Car Maintenance first. Insurance next. Then questions…. How much is fiancée putting in on the wedding?

[Marilyn]

Car maintenance and car insurance and an emergency fund should be your first three priorities.

Use any extra money to start a fund for home ownership.

Get married in a simple service and have a small party.

The wedding is a one day thing and is a highly over-rated event.

Car maintenance, insurance and emergency savings are far more important, as is home ownership.

[Rhea]

My husband and I spent zero money on our wedding. We were blessed with nice church members that went together to arrange a simple but a wonderful wedding for us.

[Shehanna]

What kind of car do you have? What town and state do you live in? My husband is a mechanic and has friends all over.

$1000 sounds pretty expensive.

I’d definitely get multiple estimates in writing.

[Sonja]

Car maintenance. We went to the beach for a wedding with an officiant and only 3 guests.

It was $300 including everything.

[Renate]

Car insurance and car maintenance should have equal priority. I know you don’t want to hear this right now, but have a small wedding and put your savings toward a house.

I have NEVER heard anyone say that they were glad they spent so much money on their wedding.

I have heard all kinds of couples express regret over spending too much on their wedding.

[Jessy]

Take your car in for an estimate of the maintenance you’ll need. Many shops do estimates for free, or schedule it for just an oil change and ask for the estimate of x, y, and z while they are doing the oil.

[Reba]

Find a sale on maintenance oil water air tires etc. especially oil change if you don’t use a dealer.

That has to be done and do as your doing insurance next and wedding

[Helen]

tip: a wedding does not need to be $10,000. It is one day in your life…

we spent maybe $1500 on ours, and devoted the rest of the money we could’ve used to the house we were fixing up, which has been our home of 12 years.

12 years versus 1 day…

[Candee]

I just read where a couple invited a family and friends to a restaurant for an engagement party and turned it into a wedding. Wish I had done that!

And I have put off maintenance- still married, but that van went to an early grave.

[Author]

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