[USER]

What’s your plan if Harris wins? What’s your plan if Trump wins?

I know who I’m voting for but I also know it’s a tight race and my preference might not win.

I’m not really interest in who you are voting for or why.

I’m interested in what you see as a winning strategy depending on who wins.

Even if it’s not your candidate of choice.

[Tami]

If Harris wins we will have to live in our van. If President Trump wins, we will continue working hard and being thankful for our blessings

[Mike]

My plan doesn’t change much…if Trump wins I might be more likely to consider a secondary passport but otherwise it’s business as usual.

Blue wins: Save, invest, work hard

Red wins: Save, invest, work hard, research euro passport if project

2025/agenda 47 is acted upon.

[John]

Average returns in the stock market are significantly better with democratic presidents, but republican presidents can claim higher median returns.

However, I will not vote for any president who is at higher risk for doing something very disruptive to the private or government spending economies.

Steady and reasonably predictable leadership is best for our investments.

[Emily]

Investing based on politics is a fools errand in my personal opinion unless you are currently retired or very close to retiring.

You have to keep the long game in mind.

[MosesandZina]

If blue wins, get ready to go through what Venezuela has been enduring…socialism, more inflation, increased capital gains taxes, etc.

So sad. Hope ppl do their research.

[Joseph]

I saw in one news that on average historically, the market is up 14% under democrats and 9% under republicans.

Regardless who wins, the market will earn and perform

[Mindi]

If Harris wins, groceries, utilities, and housing will increase so better have a plan for increasing your income.

If Trump wins, living expenses will maintain or possibly decrease.

[John]

It matters much less than many people think. The fed matters much more. Markets do their thing and cycles do theirs, regardless of president.

Presidents generally don’t create policy, though they do influence it.

I’ll be in the market either way, as other than the couple republican presidents under who markets lost, it’s a good bet markets will continue to rise.

[Anna]

Nothing different. Doesn’t matter who’s in office, I continue the same as usual.

[Brit]

Someone already mentioned it but the market under Dems seems to do better.

Fingers crossed we can keep growing and moving forward!

[Grön]

I don’t live in america, so as long as the nukes isn’t controlled by a confused old man I’m happy…

Now that risk is only 50% compared to 100% a few weeks ago

[Mark]

Nothing much that we can do regardless of who becomes president.

I’m mainly just concerned about the capital gains increase from 20% to 44.6% on Biden’s FY2025 proposal.

That will really suck

[David]

Politics aside, my plan is to buy stocks every week until I retire. Ideology aside,

Presidents really have very little affect on the stock market.

And every time people think a drop means the end of the world, I make a lot of money by buying extra.

I care a lot about my political preferences.

But the stock market isn’t why.

My investment approach is apolitical.

[Adam]

You left RFK out. It doesn’t matter who’s wins in the short term how their policies will affect the long-term horizon You have plenty of time

[Nicki]

If Harris wins we will prepare for further inflation, continue tightening our budget, find ways to cut costs and continue to prepare for the WEF’s Agenda 2030 by unplugging from the system, all while maintaining our auto-investments.

If Trump wins we will likely see an increase in our income due to his financial and tax policies, lower inflation, lower gas prices, and his policies of keeping the US out of banker’s and Globalist wars.

So therefore we will have a higher investment percentage.

He is proposing no tax on tips, no tax on social security, and has also mentioned no taxes on income, so this will help as well.

I think the role of the Federal Reserve will drastically change and that we will likely shift back to some form of sound money backed by gold.

OUR (us personally/my family) financial future is definitely brighter with a Trump win.

[Constance]

If harris wins, my husband will not be able to retire in 2 years, if we continue with the last crazy 4 years, for the next 4 years, things will be so sky high, our costs have gone up 200 a month in the last 4 years and thats not even including food, that is just property taxes, insurance and utilities…

food, well that has tripled…

I already told my husband if Newsome ever became president, we will move out of the country.

we have our perm visa’s for mexico and friends in brazil, but no way I will live in the usa if he was running the country.

[Ava]

We can’t give our power away. We the people make up this country. We must decide for ourselves and better our lives and the lives of others from the ground up.

[Steve]

I plan on buying a large stake in Procter and Gamble on the high probability tampons will be required in Men’s bathrooms nationwide as well as Georgia Pacific which is the top manufacturer of plywood in the US as demand will increase especially in large cities.

After taking a large profit within a year, sell everything and enjoy the last few months before WWIII commences and the nukes start flying. Exciting times indeed……..

[Denny]

From an investing perspective, no serious difference. What could ruin my retirement is if Trump successfully repeals the entire ACA, making me get a job with a large employer for the health insurance even though I’m FI.

I can’t be retired without being permitted to buy health insurance.

[Chelsea]

I will invest the same way and continue to invest as much as possible.

However, I’m extremely worried about Trump messing up the ACA as I’m an independent contractor who relies on it, where the Democrats policies have generally been to expand access to healthcare.

Cutting/changing the ACA would 100% affect anything FIRE related for me.

The other thing I think of with FIRE is traditional retirement. Republicans are the party to push back retirement age and they tried to get it pushed back again in March of this year, proposing a $1.5T cut that Biden was against, but would likely pass under Trump.

The proposed Republican bill would raise retirement age, cut disability benefits and raise Medicare premiums for seniors, so this is something I heavily consider when thinking about FIRE and when it will be sustainable/how the President can affect FIRE.

Shocked by the lack of knowledge to some real policy in a FIRE group

[Eric]

DCA weekly into VTI regardless of who’s President. Trying to time the market is more often than not a losing strategy.

Taking it a step further and trying to adjust your strategy for maybe up to a decade based on who is President seems even more foolhardy.

[Author]

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